Some wholesalers insist that money should be paid directly to them.

When I was ready, I emailed and they insisted on a phone meeting, where for an hour they tried to convince me that I needed a coach and that I should spend a bunch more money with them.

I actually called and spoke with someone and they explained that they told her that because she was insisting that she paid by card before (that is not the case, though it may be incorrect recollection on her part rather than actually just lying to them to get to pay the way she prefers).Hemlane hasn't handled any maintenance or turnovers for us yet, so I can't speak to how they would do on that. 

I wanted 15k down and 30yr @ 10%, but he insisted on 5k down and 15yr @ 0%. 5k is nearly half my cost basis which includes the adjacent property so I pushed the term to 20yr.

In structuring same with seller financing, realize that (imo) a MAJORITY of sellers will reject not having a personal guarantee, so the individual insisting on this will lose out on that deal.  

@Matthew PerezI know some people insist on connecting directly with hospitals/travel-nurse placement groups or with insurance companies.

Truer words were never spoken, @Adam Wayne.My wife insisted that I lay off our last renovation, see what our guys could do by themselves.

In regards to your insurance question, I would insist that the owner of the home add you to their landlord policy as an "Additional Insured". 

We'll address it to both of them, but since they still insist that he lives there, we can only deal with this address

After receiving the funds, the guy came back to us stating that he tried everything to convince his "client" of our situation but the insisted that to do the deal they would need $10,000.