I believe that starts with where in the project life cycle the investment is made.

For example, for capex I will look at estimated life expectancy of things like HW heater, A/C, appliances, roof, windows etc.

Reserves for capital improvements are normally 10% but it really depends on the life expectancy of those items for any given property.

I have been in contact with the Rochester HCV program staff trying to get some answers from them but I never get clear/realistic answers or two people give me very different answers on the same question.So I am reaching out to hopefully find some folks who have real life experience dealing with the HVC program on the ground in Rochester NY with thier own rentals to see if I can get some answers that way. 

( difficulty reselling the unit, and it has a small percentage risk on your health)I would like to know if the value of the condo will decrease overtime and your thoughts about the situation.

I have a private lender interested in me and encouraging me to make a big life change for a better future, but it's happening quickly, so I am trying to utilize all the resources I can. 

I can appreciate you not wanting to make the Seller's life difficult.

This has been my biggest discovery, in life. 

Life’s mission.

For those who only own one asset in their life, that’s only a 1/2 of one percent chance.