My background is as a structural engineer (licensed in ~20 states), and over the years I’ve seen firsthand how engineering/design input can make or break a value-add project.I’m curious how others here have structured partnerships when one partner brings specialized skills (like engineering/architecture, general/specialty contractors) in addition to capital.Do you attempt to treat them as a straight equity partner, as a reduced cost service provider with upside or something more creative?

I take this as 70% ARV and an additional 30K off the list price right?

In PA, this also has additional costs in addition to the 2x transfer tax, costing apx. 10k by the done everything is said and done.

Also, I am in the phase of beta testing, so it would be at no additional cost to you :)I got a solution that we kind of built in-house and using it.

QBO is great for REI as long as it's setup for it. 100% of our clients are REIs and 100% of them are managed in QBO in addition to their PM software, etc.Hope this helps in some way!

That shifts the decision from “rate shopping” to “capital redeployment.”Effective Equity Growth Rate:Post-refi, if you’re still paying down principal faster due to a lower rate (even if the term resets), you might calculate how much additional equity you’re building each year compared to before.

In addition to BiggerPockets, I’d recommend “The Note Buyer’s Handbook” by Henry Harrison, “Real Estate Note Investing” by Dave Van Horn, and “The Complete Guide to Buying and Selling Notes” by Steve Rachun — they’re solid go-to’s.

I do not issue many disputes, but I just find it very strange that so little responded to their inquiry, and of the ones that did, they were not our target agent.I wanted to get some additional opinions.

These would be added to 'Additional Photos' in the listing. 

In certain situations additional lien on credit and excessive trade lines can cause future DTI issues, lower scores and denials on future loans.The rates our lower on mortgages versus Heloc right now and the terms are longer for example 30 year mortgage versus a 8-10 year Heloc and most carry prepayment penalties so if you want to pay it off early they can hit you with a prepay penalty of 6% or higher.Refinance allows you to have cash in hand and avoid the scary "What if" factor meaning loss job, lost income, late payment, over leveraged and if any of these things happen your credit limit gets reduced and in most cases closed completely.