Treat this like relaunching a product: get a tight rent range from real comps and a local PM, price at the bottom of that range for speed, and let the market pull you up later.

The final product stood out in the neighborhood as a fully updated, move-in ready home.

I think there's a big myth that dscr and fix and flip loans do not take into account credit.

I credit Bill Marriott  and Bill Jr!  

He couldn’t sign due to credit/net worth and didn’t invest meaningful personal money.

Low rates possible since you have strong equity and solid payment history.Portfolio or Bank Statement Loans: If you have difficulty qualifying for the full cash-out due to rental income considerations, some banks offer portfolio loans for investors with significant assets.HELOC or Line of Credit: For flexibility, you could pull against the SFH without refinancing fully, though rates may be higher.3.

Down to 0.75x at 65% LTV max w/ a .750% rate llpaorDown to 0.8x at 70% LTV max w/ a 0.375% llpa butThe products that require 1.0 (Qualifying Rent/PITI) are the lionshare of deals although there's a small LLPA for falling below 1.15 in most cases

i don't think that product exists

If you’ve been on this forum lately, you’ve seen about 47 posts starting with:“I’m building an AI tool to analyze deals…”This is not one of those.I used to be VP of Digital Product at a large retailer and got my real estate license a few years ago for fun and investment opportunities.  

Also real estate investor agents and REO agents have different views on things as well.is there a place to understand the experience and type of product they sell?