Unfortunately, each owner has their unique situation, meaning most with higher mortgage payments and once you start adding ALL the expenses, like property insurance, utilities, COA dues, plus increases or unexpected assessments, property management fees, property taxes, business licenses, ongoing maintenance and improvements, etc.Those who purchased without really understanding which rentals will perform the best, based on true historical data - are in a tough spot in 2025.

Also, I take historical numbers from other PM's as consideration but I care more about my internal projections so look at how other similar homes in the market are performing.Good luck! 

Yes, there are great opportunities for investment property here in hawaii,  particularly due to historical appreciation.

Historic homes?

Secondly, if rates stay elevated (we're not that high above historical norms), that will be because inflation is still a problem and the Fed is keeping rates higher to combat it, and asset prices rise in inflationary periods.

Newport: Generally not permitted except in specific tourist, commercially zoned areas - typically in the historic Nye Beach area.

These rules exist because of historical problems like redlining and other abhorrent behaviors designed to limit housing access to a select few.  

Since historically, it's always been "Subject To", "Sub2" or "Subject 2" all variations of the same thing, when I see it as "SubTo", I know that was coined by a certain guru on youtube who either isn't teaching things clearly or his lazy students who aren't paying attention.

Be kind to yourself and feel free to send me a DM if you think that I can be helpful resource.That makes sense but yes I do have FOMO, house prices have historically increased faster than rents, thats a nation wide trend.

It’s a 2 bedroom house in the Historic South Park neighborhood.