Skydiving, White Water Rafting, Horseback Riding.

"Significantly less" is rather fluid, but I've found that a 5% to 7% haircut on a short sale scenario vs a foreclosure scenario (according to my own horseback calculations) gets approved.

I don't think it's there yet and I hope they can rein it in, but it is hard to put the horse back in the barn!

How "commercial" she may be by  selling a few eggs or a cow or teaching horseback riding will be determined by IRS regulations, "being in the business" of something rather than a hobby type enterprise.

Even Paul Revere, on horseback, could be considered media.

Horseback riding?

Once you have that..you can light a big ole' Cohiba Cigar with it.Sales managers call it burning through the leads, but if you are a good salesman and closer, it seems like a better use of time.You just need to figure where the throw away point is (where you are beating a dead horse).Back to magic words, I don't think they will come from a written fear guide.

Trails are used for hiking, mountain biking, and horseback riding.

I've done a year of improv, horseback riding, learning Spanish, and planning for dancing lessons next.