I do see how it could be viewed similar in a way .Lending has definitely loosened up and I’m sure there is some shady things going on that we won’t hear about until it’s too late/after the fact .Subprime lending is back and growing just as an example .

Loan programs do evolve and shift over time, and we all remember how they tighten up in bad times and loosen up in good times,  another good reason to buddy up to your ace lender friends.Deb Perisian       Investor, realtor, WA & ID.

Now they can use the bathrooms . i just bought me some time .So mondays project is to cut into the line , run the sewer snake then jet rod the drainfield lines to try and loosen things up .

Subprime's return is another sign that lending is loosening. 

Provided lending practices haven't overly loosened up, which I'm currently purchasing a home with a traditional mortgage and can tell you for certain this bank has not, then I see the majority of the market continuing to rise at a reasonable rate. 

As the market creeps upward, lending practices have to loosen to keep the inventory moving but nothing can go up perpetually. 

This practice by banks will contribute to keeping the jobless rate numbers high until banks loosen their lending restraints.

The main goal of the bailout was to loosen up credit.

Now, I am raising private money so I can hold the properties that do not sell within 6 months and just do owner financing with them until the credit crunch loosens and buyers can cash me out.

It should be easier for our buyers to get loans.That said, I suspect many banks and other lenders will still hold the purse strings tightly for RE, even if they loosen up other lending.