Hey everyone! I’ve been diving deep into multi-family and apartment investing lately and wanted to get some thoughts from the community. With interest rates shifting and market conditions constantly evolving, do you t...

At what rate would you consider it worth it to refinance?  

I'm thinking the same way for appreciation and resale and not a priority for cash flow.

Some pockets might look good on paper but have tougher tenant-landlord dynamics or limited resale upside.

Paid $1,000; worth $3,000.  

You’re a fresh start, and they might prefer some money now over dragging things out.So while it’s probably not worth hiring a lawyer just to chase the surplus, you still have leverage to work out a better deal on the HOA balance.Best of luck, and congrats on your auction win, even with the headaches, it's often worth it!

Because the plan contains one of two totally unacceptable features; either it states that the property is worth less than the amount owed, and demands a CRAM DOWN; that means your note principal is reduced to the amount the property is worth and the balance becomes UNSECURED debt, which means you’ll NEVER collect that portion of the money.

Just a reminder a structure that has to be demo and removed is worth less than just bare land. 

Tools like VeriFast and Plaid are worth looking into if you’re screening yourself.✅ Tenant Notices & Docs: For forms like 3-day notices, move-in condition checklists, etc., check out the Texas Apartment Association if you plan to self-manage.

The key is having the right team around you—reliable contractors, a Realtor who knows the investment side, and someone who can help you accurately estimate rehab costs and resale value (ARV).