Hi TyeWe've found that mailing the same list 3 or more times at 3-4 week intervals will drive the best ROI.

Balloon payment due in 36 months.That means that in 36 months you have to redo the loan(continue at same payment rate with a possible interest rate adjustment) for the remaining principal or pay it off(the remaining principal)This gives the bank an out at scheduled intervals.

The intervals and % of intervals used to be fixed but I do not see a consistent pattern at this pointThe foreclosed amount have no bearing at allIs the property insured or uninsured?  

Depending on the carrier, these may be done annually, or at random intervals. 

Regarding the cleaning, have a handyman come out on whatever interval that is necessary.

If someone reports you, they will come out and verify you have disconnected the utilities and then come at random intervals to check on you.

Instead of saying you would attend and continuing to ask @Joshua Dorkin and @Brandon Turner when and where, I like the model where members host local and regional casual meetups at regular intervals to grow organically.

I could write a book about the changes, but the important thing is to understand that they happened, they are constant, and there is a regular interval to them.So part of the answer to question 5 is to recognize that change is constant and that it cuts both ways.

Typically, I write my leases in 6 month intervals with a month to month from then on.

Book appointments with eight minute intervals.