I have a lot of family there so that is kind of tilting the scales toward Cinci over Columbus right now.

Tilt in for easy cleaning.

Avoid filling the kitchen with complicated devices like a simple coffee pot instead of a fancy espresso machine, a hand blender instead of a Tilt-head mixer with six attachments, or a  Crock-Pot instead of an Instapot that can be complicated or dangerous.As for sleeping arrangements, I recommend an "ideal" number of guests and a maximum.

Admittedly I am new-er to the Valley, but from driving all over it, it seems that the West Valley is going crazy...they are building as fast as they can. 2 new chip factories and tilt-ups everywhere.I'd bet on the West Valley if it were me....

HELOCs, aren't necessarily risky either but they come with a few extra variables, adjustable rates, draw and pay-back periods, some come with early payoff fees...but they can be replenished and re-used over and over during the draw period so that might tilt the scale for you.

I won't be investing in the riskiest/most supportable asset subclasses such as hotels, and tilt my portfolio the ones that have historically been more stable such as multifamily and single-family housing.

I would say that mineral rights in Oregon, unless they are in gold mining territory, may not be worth as much a mineral rights in Oklahoma where they are on full tilt with oil and gas exploration.A small portion of my mineral rights are paying a small dividend.

Thanks Jon :)I'm at $1.3M for a 10,000SF tilt up concrete building on 15,000SF.Putting down 10% on the SBA loan and my company will occupy 100%.Visible from the highway (I don't care particularly), and 2 blocks from the onramp/offramp.Residential on the other side of the street, and mostly grubby warehouses around. 

I'm going to spend less time tilting at windmills - multifamily & mixed use properties around here are selling at silly prices - and focus on efficiency improvements in both our existing properties and our business processes.I may write more {second} mortgages to other local investors .... but not if they are paying silly prices for multi-family properties.

Unfortunately demographics may tilt the scale in their favor depending on the area.