Apartments might be a little quicker than SF homes, but we have an actual slide deck (on a tablet) to walk them trough the main issues and we have significantly fewer issues with people that went through our formal orientation @Marcus Auerbach I think we just proved that there are reasons you can make it work and reasons it doesn’t work under both scenarios.

Skip the Astroturf on the deck.

I used apartments .com to run the full background, eviction, credit, on her application she had to list previous rent and work history and income. she seemed perfect - very good communication , she pointed out a dusty fan blade prior to moving in lol and honestly I was happy she was picky!  

As for the reserve amount, usually I do 3-4 months of costs (not income) plus any amounts for upcoming planned capital projects on the property (roof, deck, any replacement / repairs that you are planning).

I'm looking to find a general contractor to take on a 3rd story addition, roof deck, and other interior remodel work.

Plus the CA tech economy is ideally suited to function during a pandemic. 6) The latest card on the deck is remote work and how it will empty out CA and knock it from being the economic engine of the country/world.

I don’t think anyone is predicting a decrease in rent in non-decking population markets. 

If you are invested with the right sponsor, who implemented the right structure, you’ll stack the deck in your favor for a good outcome.

IE 25% down is the norm on non owner occ and lets say they set fico at 700 or 720 or 740.. and they just use deck top algorithms..

For once-in-a-while light handiwork (tile, sheetrock,rebuilding a small deck etc) there's no point in owning something with all that capability.