Almost every investor of any size uses the leverage of OPM.I understand Mr Ramsey is going after the 80% that abuse/misuse credit and dig a hole.  

I was referring to coming up with a monthly capex estimation, by amortizing different components of house by expected life.You may be misusing the word "amortize", or, perhaps, exercising some literary license and creating a confusing context in the process.A property's needs tend to increase over time.

NACA will provide a lien release without any charge to you if you have complied with all NACA requirements.These serious actions and remedies are in place to prevent the misuse of the NACA Mortgage.

This money can also be misdirected and misused to keep zombie companies going for another year or two, companies that have kept running by issuing junk debt to the market for several years already.So there's a possibility of deflation and even stagflation.

A GC is sometimes grossly misused, some have their own crew who perform more than 1 trade, some are simply paperwork contractors where they put together all the subs and manage, and some are their own GC where they have truck and tools plus a helper, those are the 3 types.

As another poster pointed out, Dave Ramsey focuses on consumers and their use or misuse of credit.

Popular social-media platform Facebook may have gotten even more popular this week as founder and chief executive officer Mark Zuckerberg testifies to Congress about the company's potential misuse of user data and privacy: Its stock price actually increased."

. , the working class area that I currently live in was actually referred to as a "war zone" by a local investor on BP  -- which was patently ridiculous, but you can see how the term is misused (or at least is very broad in its meaning). 

The fridge we never had a problem with, but with the range and dishwasher, had problems due to tenant misuse, so we now have service contracts on them, and if something comes up, the service company gets called.

The BRRRR strategy can definitely be misused because people often don't hit that 70 or 75% mark.