Communicating with outside parties opens you up to additional risk and enables them to gang up on you.Don't be too hard on yourself.

I have reached out the the Secretary of Commerce to inquire if property owners will be given similar protections to enable us to catch up or in the event of a foreclosure to ensure a change of ownership will not affect our residents.

The property was solid, the numbers worked out, owner financing enabled us to only have to put up $7k on the down payment, so we jumped on it! 

@Scott AndersonI see you’ve enabled the sarcasm font on your computer Scott... ;)

Purely enabling illegal activity because of MONEY and GREED while trying to sound humanitarian.

It shouldn't also be my responsibility to enable people who live carefree, YOLO lifestyles, by taking the hit when things go tits up. 

But I'm going to continue to enjoy my monogamous relationship with my wife, have a few beers with my friends, occasionally enjoy a peanut butter sandwich and continue to use long term low interest loans that enable me to purchase cash flow producing real estate.  

If proposed loan terms will enable you to hit "your" targeted ROI/minimal hurdle rate...Go for it..... 

If you buy a duplex, you can apparently count part of the actual/potential rent from the other side right out the gate to increase the income you can show on your loan application for that first property, which can qualify you for a higher loan amount (thus enabling you to buy a larger duplex or in a nicer neighbourhood).

Which option would you recommend for extracting equity?