All for uncertain income because my income was based on the whims of the general public and people have generally been worse this last year.

That is a fair assumption, because I typically rehab my houses top to bottom when I buy them (cheap) and rent them out (fully rehabbed), and that's not unusual for my costs.Using that $20k figure, and the $700/month figure you put in your post, you find that even if you financed the full cost of the house, and figuring in vacancies, you would have recovered all of those costs in about 5 years.

Also, the last 5 years have been very unusual so all the people who have "won" in this market (myself included) should not be patting themselves on the back.

It has been on the market for ages which is unusual for Columbus. i cant really speak intelligently about the price since I still have a pre-2020 mindset but I do feel its aggressively high for that area. 

All of April rent was paid, except for a trailing $50 short from one tenant which isn't unusual for her. 

I told them in no uncertain terms that I would place the house on the market, sell it, do an Exchange, and find another lender if they did not allow me to self-pay the taxes and insurance.

I'm not selling because it doesn't make sense to go all in or get all out on an educated guess when the outlook is this uncertain.

Account Closed That's not unusual with multi famiies.

When it comes to landlording you must be pro active and let these people know in no uncertain terms that your not happy with their conduct and they must take immediate action or consequences will follow .

Often new landlords are uncertain and question themselves when a great tenant comes along, and by the time they decide the tenant has moved on.