As others have pointed out, if the down payment is large enough, the borrower is a prominent developer or investor whom the bank wants to do business with or there is security from additional properties then they may consider it.

I didn't mention, that I'm a design architect by day job.

Quote from @Joan Piccalo: If you could find a local land planner, architect or engineer, they (we) review most of the "walk the site" issues from our desk for clients in the acquisition and project planning phase.

Also, I'm a residential architect by profession so I don't mind having to fix up or add onto a house if the site is right.

He used to be prominent in real estate and has lost most of it.

In June 2019 I purchased the Ridge Center in Ypsilanti, a 6 suite office building on a prominent corner E.

Land $10,000, due diligence / soft costs $3000 (oversees architect and engineering), $1900 to remove from flood plain / get survey, the house is 700 sq ft which the floorplan is below.

Any input, suggestions or recommendations (Architect, Contractor, etc.)

After extensive research for different paths as to how to get there, I've landed on multi-family investing as the best vehicle to great wealth for us to do so.In the past few months I've read several books, attended online trainings, met with some prominent syndicators, and ventured into a few local meet ups and have met some really great, helpful people.

@Lydia Lorraine does your client have an Architect?