Well, this article says otherwise. 

Well said and I agree.

I would appreciate a promo code as well, if possible.

And generate some responses here as well.

Ward III Really great checklist, completely agree that readiness drives confidence with lenders.A few elements we’ve found helpful to include as well:▪ Sensitivity analysis on DSCRJust a quick look at how the deal holds up under different rate or OpEx scenarios.Shows we’re realistic about what’s changing in the market.▪ Institutional OpEx benchmarksA one-liner that ties expenses to actual operator averages helps align expectations early.▪ Brief risk/mitigation bulletsDoesn’t need to be heavy, just shows we’ve already thought through the downside.Those couple of additions have made conversations with lenders much more efficient on our end, especially when moving from preliminary interest to real underwriting.Appreciate you sharing this, would definitely like to take a look at your full checklist PDF as well.

Even applicants who look great on paper can slip through if the screening relies only on credit, eviction, and reference checks.A few things that can help tighten your process:Start with ID verification before screening.There are tools that use facial recognition and ID cross-checks to confirm the person applying is who they say they are before the background check runs.

You can also cross-check with AllTheRooms or Rabbu for comps and revenue projections.

As Indy expands, areas with a small town feel should do quite well.

The answer will probably be well buried in a variety of statutory and case law. 

Needs to be unique, designed well, photographed well, etc. etc.The STR market here in Colorado is saturated, but I still have clients in the last year buying at elevated prices, at elevated interest rates, that are killing it because they follow the playbook for Airbnb success in 2025.But if you're trying to start a run-of-the-mill short-term rental at this moment in the STR lifecycle, just plan to make marginal cash flow at best.