I’ve been studying both active and passive investing for years, and now that I have real capital to deploy, I’m focused on finding the right paths to diversify, grow wealth responsibly, and protect it long-term.I’m not risk-averse, but I’ll admit I’m a bit overwhelmed by the number of niches, strategies, and opportunities out there.

But your response does make me think about wet sign a bit more. 

The company I'm talking to now has this structure in lieu of a standard % of the rental income:monthly retainer $250 for priority response/availabilityturnover inspection $180/turnovermaintenance labor rate $85materials billed at cost +20%sub coordination cost + 20%Anyone with experience both ways and have a preference to either structure? 

You would have to evaluate each deal individually and compare each one to the S&P.

We can go to AI if we want an AI response.

@Peter Sik can't think of a reason why the PMC would NOT be responsible for THEIR error!

That hurts and is hard for an individual small single family owner to compete with.Most of the new apartment construction is ending now and as soon as those get leased up, I expect we'll be in better shape for rent increases maybe into the spring and summer.I'm suggesting to all my rental owners to do everything they can to keep the current tenants happy. 

Also, is the lender a true private individual or a more well known firm?

Quote from @Brianna Billings: Thank you all for the detailed responses!

In the future, if you have a partnership, both individuals must agree on all points.