At some point you’ve just gotta rely on your own inner guidance and shut out the loud blowhards.

The reality of choices is kind of a rock and a hard place decision.

I'd guess the subsurface is solid rock or such hardpan it just doesn't percolate at all, or they're right on a lake, or they were just too cheap to put them in. 

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Don't ever finish the basement if it is stone/rock foundation. 

On the Sierra luxury cabin, I used a rock star co-host in the area to obtained localized inputs.  

The only thing I can think of to put it into context is imaging of the native Americans had invented the "white man" landing on Plymouth Rock, and all that brought.

My understanding there’s some people getting the one percent rule pretty easy in places like Little Rock or Detroit. 

I've been rocking with them since 2019 and it's the best data on the market, in my opinion.

If utilities can’t be practically separated, if life-safety/code upgrades are heavy relative to the unit values, or if your city’s tenant-protection/lottery rules create multi-year uncertainty, you may be better off dialing in a rock-solid TIC and sticking with fractional loans.