I'd personally pay the money for an asset of that size.Youll want to make sure that you're able to use the additional depreciation that will generate losses.

Going the hard money route is very expensive. 

I have already talked to hard money lenders and got the pre approval.

I’m looking for someone who has real experience owning or investing in commercial properties, ideally with knowledge in: • Creative financing (seller finance, private money, hard money, SBA) • Evaluating distressed or value-add buildings • Mixed-use / retail / restaurant build-outs • Deal structuring & due diligence • Understanding liens, zoning, and permitting issues.I already own commercial property and manage tenants so I do know some things, but I just need a knowledgeable, quick consultant/mentor who can help me validate my numbers, risk, and strategy on a time-sensitive deal.

I’m not bringing any money to the table. 

Having relationships at multiple banks or lenders can allow you to always have access to money, whether it is guidance lines, pre-approvals, Lines of credit, etc. 

Do you like to loose money virtually every month on properties that historically have not appreciated much?

Personally, I would feel comfortable buying a property with an existing tenant on a month to month lease using a VA loan.

So, I'm asking these for a reason...the same person who will answer those previous 3 questions will also answer your first question - your loan officer.  

If they do walk away without paying donw some closing costs,  the next person will know all what I have discovered.