It is the most critical part of the process and when done wrong it has huge financial consequences.

KC has a few reputable hard money lenders. 

I know a lot of them protect the broker relationship because once they get a reputation for playing games, they'll never get any more loans. 

Then maybe once I have a few more projects under my belt and more of a reputation, then go after a development project. 

That’s where tenant relationships are built (or broken), and no amount of automation can fix a reputation for being cold or inattentive.

When I had similar questions, I found a reputable creditor's rights attorney in the area I operate in and paid for an hour of their time to get the baseline info I needed.

My biggest hurdle is finding reliable and reputable contractors to work with. 

@Jules Aton we agree with Account ClosedA reputable PMC should be using Property Management software to properly manage rentals.Every PMC sofware we've looked at has built-in accounting with the ability to generate invoices.

So in a few weeks I will have current costs from a highly reputable builder in the area.

Instead, start with shopping for a reputable lender, one with reviews, licensing, and a presence, then see which one is offering a fair rate and term.