Low rates possible since you have strong equity and solid payment history.Portfolio or Bank Statement Loans: If you have difficulty qualifying for the full cash-out due to rental income considerations, some banks offer portfolio loans for investors with significant assets.HELOC or Line of Credit: For flexibility, you could pull against the SFH without refinancing fully, though rates may be higher.3.

If you’ve been on this forum lately, you’ve seen about 47 posts starting with:“I’m building an AI tool to analyze deals…”This is not one of those.I used to be VP of Digital Product at a large retailer and got my real estate license a few years ago for fun and investment opportunities.  

Also real estate investor agents and REO agents have different views on things as well.is there a place to understand the experience and type of product they sell?

A personal guarantor is needed and the credit score will be one of the items that structure the loan.

LOC on Co-ops is already a niche product, so options are limited but I am still curious to hear from anyone with experience in this area.

Sure your SubTo mortgage doesn't show up on your credit report, but you still owe the money you took over when you did the SubTo.

My Credit score is 833.

I think one of the first things I'd like to get is help with a local recommendation on a lawyer to help me structure a trust and perhaps LLC to protect my family and assets as I continue to invest.I'm really interested in learning more about how people are seeing certain markets, approach their strategy and getting more focused myself, as I work to sell my first property to free up some capital and turn it into more productive capital.Feel free to send me any recommendations or ideas you have!

Montero, Marine Corps veteran and founder of Summit Legacy Holdings, a California-based holding company focused on building long-term wealth through BRRRR real estate investing, land acquisition, and sustainable development.I started my credit and financial journey with very limited resources, using small tools like the Self App, disciplined credit building, and consistent vendor accounts to position myself for real estate investing.

A potential section 8 tenant applied today who is unemployed, with $5K in collections from various companies and a 580 credit score.