Sometimes people will pad with contingencies that aren't real or necessary.

Apparently the appraisers would see the $444 and know they needed to pad the value. 

I like doing the good ol red ink and yellow note pad, then I've been doing green envelopes.

That’s where your network comes in — post on forums, reach out to local REI meetups (many of them are virtual now), and don’t be afraid to ask for intros.As for your own apartment — think of it as a “launch pad.”

Specifically, rent timing (correlate with the school year), along with possible pad rental and other things more unique to a college town.Keep doing your market research and use this forum as a sounding board for questions, thoughts and ideas! 

I have gotten texts at midnight, 4am that someone is peeing behind their house or that their is a mouse in the house.

A little padding of $15k per property is about half of that equity. 

You can add a 2" memory foam topper with a nice padded mattress protector and, even if it was firmer, would still be great for most guests.

Pad split does this by forming an LLC and making all of the tenants members of the LLC.

Airline crash pads are a great idea, just like a student or visiting doctor crash pad would be.