If the cash flow works, the rest falls into place.

[Source: Board of Governors of the Federal Reserve System (US) via FRED®]Assuming the spread returns to its pre-COVID range, and the 10-year in the low 4’s, my guess is that the 30-year mortgage rates will likely remain above 6%, though somewhat lower than today’s, for the rest of 2025.I have another consideration for investors who are waiting on rates to go down.

Hey @Brice Peterson, I’d recommend starting with an FHA or low-down duplex/4-plex house hack, live in one unit, rehab, and rent the rest. 

The answers to the rest of your questions kind of depend on your short term goals and investment strategy.

Day-to-day items can sit with a manager under a budget, but big decisions—selling the property, refinancing, signing an unusually long or expensive lease, replacing the manager—need clearly stated voting thresholds (often unanimity for fundamental actions, high supermajority for the rest).

An investor friendly Realtor in the market you are interested in can help you find properties and provide the rest of the team you need.To Your Success!

Unfortunately the other victimsin that situation was his mother and father who were disowned by the rest ofthe family due to Tulga’s scam.

A lot of investors use short term credit, private money from someone they trust, or set clear payment terms with contractors so they get part upfront and the rest after the draw clears.

You can pull only what you need for a down payment and keep the rest untouched.3.

A good agent will be able to connect with the rest of your team.