I spoke with my lender who got me my original mortgage and asked if this would be a possibility and he basically said no because I don't make enough money anymore, so this is the reason why HML would be my second option [I was working full time when I got my first mortgage, then I had a baby and was a SAHM for 8 months and have been working only 2 days a week since October]Any advice?

With the baby boom retiring & the looming climate changes, some of the top RE investors advise looking to warmer climates.  

#3 - Either let the tenant stay and see how it goes from there, or move for non-renewal.In more simple terms - month to month baby - you act the fool in my unit and you can go live elsewhere.

With a potential baby number 3 on the way soon, I want to make sure we are covered with enough passive income.

This means there will be opportunities:1) more babies in 9 months.

My daughter's generation is the baby bust generation because many millenials can't afford to have kids until well into their 30's (or 40's) and they are only having one.

Planing on holding that baby for 2 years or so I also did but some OXY an oil company at 10.30All stock, nothing in margin.

@Russell Brazil am 80s baby I remember it like yesterday.

His baby steps have application for business too.

The tenant had clogged the old cast iron sewage pipes with baby wipes and other garbage (e.g. pens.