We have a beach condo in Panama  for 137K furniture included.

Staging about $2500 for the furniture and labor.BTW This investor found me on Bigger Pockets and we have been hitting hard ever since. =)Some before and after photos.

For texting bulk, I tried Textedly.

However, I've seen loans pulled at the last minute when the bank found out one of the borrowers had lost their job, or the couple went out and bought a household of furniture on credit before closing, things like that.It's a commercial loan, so I am not sure if that matters or not.  

Keep furniture away from the walls, open windows/use fan in the bathroom, wipe mildew with a warm/hot water and antibacterial soap solution, etc.Although I agree the dollar amount is so small it’s not really worth a fight.

These floors are damaged as soon as the movers bring the furniture in the house because they are essentially press-board with a coating on the top.

With this (awful) approach of pretty much just listing a house on these sites....and hoping for the best, my prediction is you would get pretty much slaughtered in the reviews, which would lead to less bookings, and then eventually reaching the conclusion that STRs don't work.To do it with a better degree of success you would want to purchase the property, put in all the finishing touches that guests want to see such as books about the area, maps, buy new furniture and decor if needed, create a welcome book with recommendations on restaurants and attractions, list it on multiple sites, build your own website/brand, promote it on social media platforms, have professional pictures taken, have your listing completely filled out, be incredibly responsive to every question and message you receive, build a really good guidebook to the point where you are almost an ambassador/tour guide for the area, interview and contract with professional cleaners and have backup cleaners in place, have a relationship with a professional handyperson so they know who you are when you call the first time requesting their service, have several electrical and plumbing contractors identified to call when problems come up, set expectations for your cleaners up front and provide feedback immediately to them when guests have a complaint, and handle all complaints with your guests the way you would want it handled if you were the guest...put the guest first before any profit/money. 

Overgrown yards, cars and tires in yards, backyards with furniture and trash. 

If the rent is $1600/month and your furniture really does only cost $5,000, you are only on the hook for $24,200 if you get 0 renters for the whole year, which is unlikely.

The place is furnished w/staging furniture and rugs, so it is a close approximate.