Since you are just starting out and have a FT job, I would say work with an agent to start and then if your volume of flips, buy and holds, or if you concert to investing full time, then you should consider getting your license. 

If they can buy it at a concert or a swap meet, it'll be covering those windows.

That means no eating out at restaurants, no name brand clothing, no vacations, no expensive concerts or events, etc.

So, when taxes and insurance are being raised, you’ll have to raises in concert.

If your vacation home happens to be located near a major event — like a PGA golf tournament or a big multi-day concert — you may be able to rent the place out for a short period even at high rates and pay zero federal income tax.Tax-smart year-end strategy: The more rental days between now and year-end, the better — as long as they don’t exceed 14 days for the year.Rented more than 14 days with substantial personal useYour vacation home falls into this category if you rent it for more than 14 days during the year and your personal use exceeds the greater of:(1) 14 days or (2) 10% of the rental days.

The best thing from my perspective is to open up the economy little by little in concert with aggressive testing of the population.