Nothing about the diseases potential is being weaponized, its scientists telling you reality.

Can you imaging what the numbers would be if there were no vaccines for those diseases?

With supply chains being cut left and right all over the world, escalating quarantines, reasonably intelligent tradesmen who have better things to do than run out to job sites all day and expose themselves to infection or any sort of injury that involves going to the disease-ridden hospitals.But you honestly think that in this deal, you should worry more about housing value changes, bank rates, and what your hypothetical new tenants will be able to afford.It boggles the mind.

As a busy person and a self starter, it is hard for me to imagine  as you describe yourself that you would retire, curl up in a ball, catch lots of diseases limiting you from travel. 

Remember the Mad Cow Disease?

Account Closed  viruses and disease are not a coveted peril under a Property policy and in mostPolicy language listed as an Exclusion.Also, as @Lauren Kormylo states above, the your property is not physically damaged by the virus so the Property policy does not kick in.This is the situation for all businesses in the US in regards to Business Income/Loss of Rent coverage.

Infectious Diseases & Critical Care doc (yes you read that correctly: 2 years ID, 2 years CCM). 

I've seen vet bills pile up on folks and it's no different from having a disease or medical problem yourself.  

He survived the disease, but for a few days there said he felt like he was going to die.

As others have said, there are a lot of other seriously infectious, more deadly diseases out there so I think it's more a case of take reasonable precautions in life and let it fall where it may.