Ali:A pretty blanket statement which would be akin to someone saying prices are too high in the entire U.S.A. to support positive cash-flow.There are lots of markets in Canada in which a healthy cash-flow is possible - naturally Vancouver (BC) and GTA (On) are not two of them at the moment - some where, with a little perseverance, you can even see cash flow at a double digit rate.

No appraisal, strictly an approximation based on comps.Between my wife’s student loans, a car note, and hospital bills (healthy child-birth) there is approximately $60k in debts.AZ house note: $209kCurrent rate: 2.35% VA IRRRLCash flow: $200/ monthApproximate AZ Value- $325k (guestimation)$60k debt: $1,700/month expenses Should we consider a conventional cash-out to clear some of the debts?

In the Northern Worcester County Market, younger investors have a lot more time to gain appreciation while enjoying healthy cash flow.

Isn’t that supposed to be a healthy sign?

Especially when the yield is healthy as many times we are able to boost this with a tourist license on the properties.  

* A one-week vacation around July, and 2 or 3 weekend-getaways throughout the year to decompress* Keep family healthy throughout the year, however we can, with safe social practices* Stretch goal: buy our first no-cash-whatsoever property (OPM)* Stretch goal: Buy as many good foreclosure deals as possible with other investors, if that's a thing in 2021

A commonality I noticed was that many of the wealthy have a healthy mix of real estate AND stocks/bonds. 

If you can sell it and make a healthy profit, I would go with selling it then rolling that money into another deal in GA. 

Generally we see it is not until the investor has approximately $400,000+ of capital equity where you start to see returns that show BOTH healthy cashflow, principle pay down and a significantly improved total return.

Has to be a healthy mix.If it's used and already had most of the depreciation cars can be ok toys.