However, my point from the beginning was that I can paint with that same wide brush and say most (not all) realtors are just as worthless.

@Luke Harris  I grew up in this industry.. as such I am without being too forward and expert at it.I don't like selling worthless land to suckers.. and that is what most of these programs are based on.are there some gems  for sure.. have I bought and sold land  YES by the hundreds if not thousands.will I sell worthless High Desert sage brush land to unsuspecting folks NO.

At any rate I will try to do it softly and with out needing legal act but I will start documenting everything.

Soft and fluffy, minimal lint and they take bleach just fine.

This seems to be falling into soft core political painfulness.

They reward their loyal patrons with automatic upgrades, free concierge service, free breakfast, almost meal like evening hors devours, deserts, unlimited coffee, tea, water, soft drinks, free internet, business service access, etc.

Originally posted by @Andrew Morales:I wouldn't brush it off so quickly, I know people participating who are actively organizing their neighbors, it would be wise to keep an eye on the attitudes in our respective areas and be prepared for what could be a challenge for ma's, pa's, and companies alike. 

Although I am looking to buy outside the GTA, it’s helpful to understand the market for when I can afford to buy there  If you apply online for a mortgage, the bank will do a soft pull on your credit which shouldn't affect your credit score.

The market is pretty soft there. 

. - Canada is a huge and diverse market - it's really hard to say anything of use when drawing with such a broad brush.