Even if it were true that all extraction of earth creates CO2 emissions (whether that’s oil drilling or mining for metals used for battery production), we still must always be pumping for oil that will eventually run out and gets harder and harder to extract because of that.

Because the risk is lower (because the borrower met all the guidelines), the rate and cost is lower.The next level would be portfolio lenders. 

Unless the surface is a factory finish or a baked on metal type finish.

Example, we stopped buying barstools that have nuts and bolts to tighten and switched to a single piece metal design.

The amount of insight you provide to all of us, so fast and so vast I can't even keep up, is just...I dunno if I can even express it...let's call it a treasure.

If you're not built to survive in this game, go buy bonds or precious metals or orange juice futures. 

The cartridge itself was fine, as was the handle, but the zinc or pot-metal nut was in 3 pieces. 

There is a lot of wisdom in that and I would take on debt very carefully, especially nowadays, being ok with the worst case scenario and maybe having some assets that other people can't take or sue you for (precious metals?).

They exist in both plastic and metal, but I think I'd use plastic in a bathroom. 

Are you looking for a metal one?