That is an extra layer of crazy in numbers that are too tight anyway.  

Do you any thing about masking the IP address softwares

I have 3 layers of insurance protection.

If the cost is only $4500 your roofer might just be adding a layer of shingles and not stripping the roof of old shingles. 

Not sure how since there was a hole in the roof of one of the upper units and a tarp of 4+ months catching rainwater, tenant heating a unit with their gas stove due to lack of heat, foundation about to cave on one side, (Duluth's steep hills could actually collapse the house on cave in) rotting tree trunk holding the house up in the center with 3-4 layers of 2x4 shim board etc etc.  

I think the other sites typically form a separate LLC with investors, which adds another layer of complexity and more costs. 

Try to pull the paper in layers.  

And while you'd think it wouldn't matter whether they're doing cash out or rate/term as long as the LTV is under their guideline, the reality of it is that banks - especially banks that are going to be holding the note - deal in "layers of risk".And cash out refi paper/loans are considered and have been shown to be one of the more risky loans that banks will do in terms of investment property loans.

I would think the local lenders would be more generous given their layers of risk would be better there given the market.The lenders must be making a killing on the spread then if they're getting those rates AND a point.  

(Below is a list of phone numbers forMembers of the Assembly representing the Southland)http://findyourrep.legislature.ca.gov----------------------------------------------------------------------------------------------------------------------Why we are OPPOSED to AB 2819 and request a NO VOTE:Under California's unlawful detainer (UD) "masking" law," UD court filings are hidden from public view for 60 days following the initial court filing, and then are unmasked.