I've been digging into this pretty deeply across multiple brokers, and it’s clear that there’s no single “definitive” answer—especially when it comes to LLC ownership and umbrella coverage.The personal DP-3 + personal umbrella setup is definitely the most common, and I know some carriers will endorse it for LLC-owned properties.

You can also check the 203k endorsement summary.

Yes, definitely our first time and learning a lot.That's why I suggested going back to the agent that issued your policy and asking for an endorsement increasing the amount of coverage to the current value of the property. 

The lender will typically require a more comprehensive title insurance policy with endorsements typically not required on a residential purchase.

Dave Meyer, I know for a fact, does not endorse strategies that “explode wealth” and nor do I (aside from house hacking, which is often a cheat code).

Its the same thing over and over and over again...... accounts contributing nothing to the forums other than their endorsements for Rent to Retirement.

While I endorse you're strategy and am not asking you to change your buying criteria, you must have some self-awareness of what you are asking of your business partners.

Just a heads-up—bonus depreciation can be claimed up to 60% for 2024, and it will drop down to 40% in 2025, so that’s something to keep in mind as you evaluate your options.I’m not endorsing any particular company, and I don’t receive referral fees for recommending the one I used.

But I'm now looking for MLO endorsement which unfortunately he can't do... 

Don't think I endorsed the system.