Ken, if one were to purchase a property sub to taking title in the name of an entity, would that person still be require to list the mortgage note as a liability on their PFS so as to avoid a fraud charge?  

I'm betting if you look in the market, you're getting low projections; a similar condition exists.

Hello Luis,My name is Andrew and I own a PM company in Miami.

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If not your best bet will be finding a lender that does portfolio loans (that they can make their own rules on) like a local credit union.

My name is Cara, and I'm an agent here in the middle TN area.

My name is Luis J.

My name is Joanna Pruszynski, new to Bigger Pockets.

The STR loophole (terrible name as not really a loophole, but seems to be the common name) allows you to write ff passive losses.