Most policies "do" provide this protection, but some may exclude it or limit the amount of payout.Based off your initial question, your situation seems much more likely to be a maintenance issue, and not an insurance issue. 

My bookkeeper initially thought this was a weird setup but now has come to realize it’s super easy to keep track of income and expenses by individual property and to have instant access to a snapshot of how each property is performing.

Travis, that’s one wild initiation into real estate, but it sounds like you handled it like a pro.

It's probably something that rides on top of the inflation but not very likely to double or triple your initial investment opportunities for sure.

I was doing 80% of the initial work only to get a 0% return.When that whole chaotic, unpaid effort sputtered out, I briefly tried to find a traditional career path again—anything to pay the bills and stop the real estate obsession.

Thanks I think the rush of do a deal because of fast selling markets in my are was initially just overwhelming we are doing a conventional loan at 3% down and seller to pay concessions or split and finance the other half I think ultimately if we don't get what we want we will try again because I agree the numbers aren't exactly there in my area without a super distressed property and that's not something my family can take on while living.

If you decide to invest in DSTs, you receive the initial passive opportunity,  but you can also do another 1031 exchange once the project is sold and either exchange back into bricks and mortar or into more DSTs if you want.

Great to see you taking the initiative to learn what buyers actually want — that’s one of the best ways to add value early on.

Best to have an initial conversation and see what works for you.

My question is, at what point should I/would you involve CHA to get her move initiated?