If the number is too high, we evidence to the bank why we disagree, and push for another BPO.

For example, if you state that evidence of dogs on the couch (such as hair or prints) will result in a $100 surcharge, is it easy to collect that on the backend? 

COVID might put a damper on some of that, but not all of it, and this is evidence that we will have stable, reliable growth in the housing sector in the housing market over the next few years.

This is evidence that money has been pouring into the city, and many projects have recently finished.

Show evidence of receipt (only need to show one month), show balance of account you are drawing from, as long as there are enough funds for 3 years you qualify. 

If you have 12 SFR properties then you had (or still have) enough equity when considering even only the downpayment you put on the houses to get into a fairly large multi-unit building.As for turnover whether SFR's or multi-units are better, we own several large apartment buildings, several SFR's and find absolutely no evidence that SFR's stay longer.

In my market, this can be evident street by street.  

I also expect values to continue to rise at a healthy pace. (8% collectively on my investments last year alone)The Evidence: Supply is literally limping along at this point.

You evidently missed the part where I said to join the local REIA to find buyers for your prospects.

It seems evident that this tenant can no longer afford an apartment like this, so this would give them a time to come up with a plan to find an alternative.