When you walk in it, it feels like your in a normal bathroom anywhere else in the home, it's that level of finished.

Having a lender on board before you start shopping will definitely help your stress levels. 

You're trying to argue that we should make it more comfortable to be an addict or a crazy person who don't take their meds because everyone deserves a certain level of comfort.

So ensure you able to pay your mortgage at the higher level while putting aside reserves for capex, vacancy and repairs.Here is the other kicker as well.

Also moving around walls and opening up kitchen is okay for a higher price level flip but for a rental it won't pay off, and you will likely add on some delay and increase cost as you will likely need a permit to open up walls. 

I think that it really depends on your comfort level, strategy, and market.

I also just see this as a trickle down to state and local levels.  

Aug 23 electric company comes and puts 3 day note on door of squatter while squatter is hiding insideAug 24 DTE informs us that the bill for this cabin hasn't been paid for a long time, bills are often sent back "return to sender", over $1,100 is owed, gas will be turned off soonAug 26 electric company comes and removes meter, we haven't seen squatter since Monday night, we knock expecting an empty unit, 14 year old daughter is inside, no electric, no water, no gas, phone battery low, and the house is the worse garbage pit I've ever seen - 5 full size black bags of kitchen waste sitting near door, goat path from room to room, dirty clothes piled everywhere. not hoarder situation, just super dirty situation.

State level moratoriums would be handled at state level courts. 

From a federal level yes.