I mental freak out right out of college once the shine of my new job wore off.

This is why practically everyone who has ever been raised broke and yet has managed to scrape some money together in their lives dislikes the lottery and the mentality of people who play regularly, to say nothing of the vermin in office who think it's good public policy. 

Generally our biggest mental blocks are the ones that tell us we can wait until "later" for one reason or another.

Well Tim, since I have not done the work needed to have an opinion on what the future will hold vis-a-vis COVID-19, never mind the mental bandwidth to engage in the second and third order thinking needed to make an estimation of how the a group of yet unknown people will view this thread at some undetermined date, I haven't and will not offer my opinion, since it would add nothing to the collective conversation.  

It has been a long mental uphill battle to get here but I now know what I want with my life and how I aim to get there!

Thanks for great recommendations, I’ve read a few, including Rich Dad Poor Dad, amazing book on mentality,Art of the Deal too was entertaining, and also gave the feeling and mindsets of someone who is making deals, and structuring their life.

Those tough years of learning caused me to become more mentally astute and wise with where I park my money, way more conservative than I was back then, keep more reserves, have better investments, and even put a couple of ferrari’s in the garage now.

They have stated that it is limiting and discouraging to others to tell them that they should have savings on hand before they begin to invest.So I figured that since so many are already offended that I might as well go all the way and state they if they are an adult (let’s say over the age of 30 to give a some years post college) and they don’t have 20k in savings that they are not living financially wise principles and that real estate won’t fix their mental money problems.Let’s say that someone starts earning 40k a year as a single person at age 25.

The value offered is very hard to quantify and too easy to fudge.Also, in my experience, the biggest obstacles to success are rarely technical; rather, they are nearly always about your mental state, habits, and beliefs. 

As those are bought with a buy-and-hold mentality, the daily prices of them are largely irrelevant.