Hello everyone, I am in a unique situation.

It would have to be a rather unique situation for you to add another bedroom.  

Hi Joshua,Your experience isn't unique.

I can only hope to repay the favor someday - look me up if any of you ever pass through Hong Kong.

If you keep paying your $800 in student loans, and apply the profit from the rental, you'll essentially cut down your repayment length by 2/3rds.

HI @Sarun RathI have been renting to students for 8 years now and it is rewarding yet has challenges that are unique to college rentals.  

Are you doing the required ability to repay check etc?

So, if you have a free and clear property, are willing to pay the high rates and points, and have a plan to repay the money in 6-12 months, you could probably use that to get a hard money loan.Why not do a credit card cash advance?

You want to find a brokerage that supports your unique set of skills and your aspirations.

Maybe we can connect and build a support network for our unique situation.