Bottom line - he is just another agent who has no business having a license and being in this field.The agent not suggesting you remove this demand so he could comfortably present the offer does not make sense.

Quickest and easiest is if your assessor info is on line.

you could try searching on craigslist for rentals in your area, then contact the rentors and just tell them your situation and ask if they have a lot of difficulty collecting full rent from tenants.just bear in mind that some might be pretty close-minded, and give you a line of crap talking about how horrible it is, just to scare you away from moving into their area and thus increasing the competition.

My CoC is about 8%, I am planning to leverage it some time down the line.

There are also a lot of strategies to look at when buying insurance. low vs high ded, foundation/water line cov?

My goal is getting into that one rental property before moving into a single family home with my Wife and Daughter and then using a credit line on my single family to get more rental properties. 

Whoever records the lien first has Senior/First Lien status all other liens are Junior to the First/Senior lien.There are some Super Liens that jump in line for some states like HOA, Municipality and Tax Liens for example.Hope this helps.Jeff V

In addition, I am using a hard money loan in which I will be paying the monthly interest with my line of credit from my bank.

@Joe Villeneuve  love your line:"the mattresses of the property..." 

Thus investing locally for me only makes sense if its in line with my goal of cash flow, to help bring me closer to the next property.If your goal is cash flow to retire, you've got 66% of your business giving you the middle finger on that goal right now.