The advantage to a 3/2 or smaller is that it will appeal to a lot of midterm rental demographics (remote workers, divorces, people building new properties, etc.) and the American family is shrinking (fewer and fewer people need a large home), so if you want to stay rented in the midterm space, a 3/2 or smaller is best.However, appreciation is a different conversation for a different day.... 

You may be able to get a HYSA through American Express Business Checking if you go the LLC route.

Canada, and especially Quebec does not have the variety and size that Americans do.Am I saying it is impossible to find a deal in Montreal?

Now, add in the average American. 

(not 100% sure about that, i'm canadian and not familiar with american laws).Keep researching and learn as much as you can! 

If they say no rules for STR's, do whatever, freedom reigns, next thing we know it's complaints how the city "let" the market get flooded with "all the STR's everywhere" and how this one is a bad operator, that one is a "puke" and, back to the start "wtf, why are they letting this happen, they suck at there job, they need to be doing something about this"....Reality is, it's society's fault, they make rules to prevent dumb stuff from happening because some dummy did it, so now they gotta make a rule on everyone because of it, so thank that dummy for ruining it for everyone.   

Phil, Tim Robbins, etc are all the product of a society that is largely incompetent.

They just know that it's up to them to make the money - unlike Americans, who can get unemployment easily. 

This is is the same common phenomenon that leads most Americans to lease cars and carry credit card debt from month to month: a perception emerged that if the bank quoted you an initial monthly payment that was possible for you, you should take the loan.When foreclosure came, it came after a long period where rates were raised on the loanholder and the prices of the property dropped, so that the homeowners were "upside-down" on their mortgage.

Look up AIA (American Institute of Architects) scope of work.