We found a bank owned home very much below market price listed at 350k, ARV comps going for at least 500k, think this one would be closer to 550k all finished.

What are the benefits of buying from him instead of going to a realtor because he is not willing to cut me a better deal than anyone else in the area including a realtor.

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Take the CF of the first and apply it to the next one with the aggressive paydown included and keep rolling until you have met your goals.

Further, if the refinance was included in the mortgage and the rate dropped enough to where the term or the payments dropped, thus dropping the overall costs, they that would make sense to do.

The heater was the only thing that wasn't quite finished when I put this property on the market.

Is this proper Cleveland or including the west and east suburbs.With that being said it would seem both Cleveland and Cincinnati are on the exact same population trend.The title to this thread should have been is every city in Ohio other than your beloved Columbus the next Detroit.

All the setup incl. permits were included with the exception of the plumbing, sewer, electrical upgrade and HVAC reconnect.

I want to use a hard money lender for this, so is the loan for the rehab included in the calculation 

The initial inspection cost $450 and then we had to pay him another $400 to reinspect it after the contractors finished.