I was contacted by a public adjuster...good/bad idea?

Educate yourself and get some experience and then over time your goals will be reevaluated and you will change or adjust them. for now Pen paper and calculator.

If you know yourself and need the forcing function, pick the 20 year.I've heard of some products that allow to keep the same loan duration while adjusting your rate and the amortization schedule.  

I'll definitely get up to speed more on that so I have a clue.  

But adjusting actions to maximize profit is.  

Things are certainly different than they were decades ago, though, and with the internet and emailing, speed and efficiency are at their prime.

I'm reading bp's book on flipping houses and I've gotten to a chapter that talks about comp adjustment but I'm unclear as to how they came to their adjustments.

This bank won't be bothering me anymore for my financials every year, nor will they be adjusting my rates or having the right to call it every 5 yrs.  

We are set for speed, right pricing, and creating demand on the listing side.

Maybe I'll get lucky and get a lower VA rate ^^Almost forgot to mention, I called up some termite inspection companies and got some dates of availability for them to come out and sent it to my realtor who will be telling the seller to schedule the inspection (I made sure in my agreement that I would be able to pick the termite inspector and that the seller would pay for it up to $1000 so I'm not worried about that)After all that was organized I started working on collecting my 2 tax returns, 2 recent paystubs and went to the bank to get my 2 months of bank statements for the mortgage qualification (I had already done this earlier in the year, about Feb, so I knew what I qualified for, what I needed to fix on my credit, and how I could improve my DTI, these papers are just to make sure they have the most recent documents so they can speed up the underwriting when it comes time to do it.)