Plus, florida has a very friendly "take your kid to whatever school you want" rule as long as you provide transportation.

@Mark Ferguson   Yes I believe this agent in KC was huffing and puffing... suffice it to say from my experience as long as the name on the purchase contract is the same name on the checking account in my case its my POF  then all is good.If its a lender then I guess you need to disclose that when you buying and have a POF from the lender...

As long as the money is still on the table, and you're still in the game, you haven't lost it...it's just in a different pile.The actual solutions as I see it, is just buy the house from her for what she owes...don't make it more complex than you need to make it.Joe VilleneuveREcapSystemA2REIC

As long as you mail it to their actual address, not the property address, they should get it. 

I could go max out my friends/family/crowdfunding options, but that probably wouldn't get me much beyond 20-30%...Anyhow, let me know if I'm missing something in terms of a strategy that might appeal to this seller.Thanks,-Orion HI Orion,As long as the roofer will give you a roof cert showing it will "certify," for now that will be sufficient but usually the roof is not an issue unless it is announce via written statements on the appraisal or  disclosed by the seller through the seller disclosure statement.As for the decking unless its visibly dry rotted with an indication of extreme termite damage that might have spread to the structure of the home you should be fine with a bit of deck damage but it depends on the extent you're referring to.When you refer to the siding, how much damage are you talking about to the siding?

If they have to be 4,000 sq ft then no the deal is not all that great but if they are less than 3,000 then of course it a nice deal that I am sure a builder would pick up as long as there is no other hair on it like Karen suggests or that the market won't really support it because of neighborhing influences like Mark Suggest...

They like to have a renter in place but as long as my other homes are rented they are ok.#4.

It also had condo fees at $160/month and homeowners association fees of $72/month.So, to sum up this “deal”, I was in for $12k (at the time, I didn’t want to waste my VA loan, not knowing that you could take out multiple VA loans as long as you were below the threshold of about $415k), with payments totaling $1082/month. 

As long as you portray yourself to be reasonable, they're more apt to do the same.

As long as you regularly make your mortgage payments and do not plan on getting another primary residence loan, you should be alright.