This can cause a great deal of liability issues depending on what the property will be used for. 

Guys say it was caused by kitchen design 'specialist' . 

Normally it takes longer to process the loan cause they ask for a bout a year's worth of statement.

@Ryan Blake I agree with you to some extent however in @Manasa Srinath case I don’t think she should be overly concerned about the apartments. 

Once a year I get a call from a "concerned" neighbor about the "language" used by a tenant or contractor - usually complaining about "the F word" (why does no one call to complain about "the S word"??). 

Any chance the Brexit situation they are in could cause lender issues for a British bank?

It also concerns me that the majority of your STR market is golfers, I am looking for something that has the potential for year round rental potential.

A good PM will make sure that the tenants sign a walk through sheet when the tenant moves in, and if they have caused damage (other than wear and tear) they are going to fix it. 

Of course that is only if the saving I had earlier was not enough which I think it will be cause I won't touch the net cash flow either and either put it in reserve funds or towards a new property. 

I am hoping to get some feedback from BP concerning the housing supply near OU, and in general for Norman.