Their is a very tiered scale to membership, but I'm just wondering if there is any benefit to being a member to DigOnline.org, if I already attend their Meetup's here in Philadelphia and the surrounding area and I'm already a member of BiggerPockets, which seems to have a more functional website, better resources and greater networking reach. 

@Felicia Gordon On a scale of 1-10... how would you rate yourself on common sense?  

@Todd Whiddon on your type of granite you use, do you go with a higher grade?

Roads were graded and lots parceled out but no actual building.

On Capo Beach the lot is already level so won't require much grading, etc.

In addition the economies of scale wont make sense to hire an onsite manager until you get in the much larger buildings like 30+.I notice you are a local DFW guy and you may notice that the inventory for the type of building you are talking about is bone dry.

These credit sites are just like the fancy bathroom scales that tell you body fat %...

And again, its all personal preference, this is why grading homes on this scale is very subjective.  

I have a full time job at the local credit union and I'm close to being topped out in my pay scale, and it's the highest paying job in the organization, without becoming management.

If someone sold you anything that is not needed (home ownership) at a price you can't afford then you should consider renting or scaling down the items you own until it is financially balanced and you can afford that item.