It sounds like there is a lot going on with this. 

Roof and two ACs were 6 yrs old. foundation is sound and it's a brick house in a quiet neighborhood.

I am not qualified to make any type of foundation assessment but from what I’ve researched and seen in other properties, the structure seems pretty sound.

Sounds like it comes from a wily veteran too.

We are just speculating on the upward moving of this market because the house price keeps rising and there are organic factors that support it so in a moment we think negative cash flow can gradually be covered by picked up rising rental rate, but i guess its not financially sound on this deal

Also, as far as me owning a personal residence goes how does that effect me in the loan process?

I normally only say yes to SFH's under certain conditions but you sounded like you have a few units which you need to lower any vacancy fear.Y ou could look at investing into commercial sized complexes where the value reflects the income instead of sales comps. 

@Eli M.The situation with your lender sounds a bit odd but I suppose different strokes for different lenders. 

The reason this scam has been so effective is the hackers have shown incredible restraint and patience before striking.

Who's using this strategy effectively to build their portfolio?