I'd say it all depends on the business strategy of the seller.One pro to owner financing is that it lessens the impact of capital gains tax.

I think the answer lies in what the market is like in that area, today, 3,5,10 yr prospects, weighed against how that would impact your financial position and business going forward. 

A good CPA can help people use strategies that minimize the overall impact of those taxes by controlling the timing.

This means you must have been diagnosed with coronavirus, have cared for someone who was diagnosed with coronavirus, or have been financially impacted as a result of the virus or any shutdowns.If you don't qualify, the distribution will be taxable and subject to the 10% early-withdrawal penalty.Second, you cannot accelerate the depreciation of real property.

Breakdown the issues with the building, the numbers attached to rectifying those issues, and how in your opinion that impacts your return and therefore what the building is worth to you.

That’s going to have an impact on your returns as well.

@Anthu TamI would worry more about your DTI that could be impacting your credit score.  

I just emailed my agent to see if it is covered and what cost impacts this may have.

Personally I am waiting for a critical point that will likely tell us a lot about COVIDs impact on real estate.

Single family is more likely to see an impact.