This is also a reason here why I would never consider rebating my commission...because often I have a buyer and seller so close together, but both are stubborn and wont budge, and I will just make up that difference out of my commission or out of pocket to get the deal to go through.

On the plus side, if stubbornness is what it takes, I am pretty sure I am sorted ;)I will update further findings here as a help to future readers. 

Your comment about how the original posted was sitting on 1,000,000.00 in buying power is the concept that has eluded me the most stubbornly.

If you get 25% equity right of the bat, then real estate is a great investment and I would suspect even the most stubborn banker would have to admit this.

I realized I was slowly whittling away at her stubborn W-2 working ways because she was fine with me getting a realtor. 

I am stubborn and hyper I will make it.

Believe it or not the numbers still worked as a duplex but my stubbornness got the best of me and I backed out of the deal because I really wanted that third unit.

You are already seeing a decline...Let the stubborn people keep being stubborn.

They are so stubborn, so uncreative, everything has to be done the way its always been done.

If young people understood these concepts it would revolutionize rentals because a lot more units would come on the market offering way more selection (yes at a reduced price after a while but it wouldn't be much because people are lazy and stubborn and wouldn't embrace this much) and they could be financially free, really free, in just a decade.