I think I will add a pet fee per month and take it from there, thank you for the suggestion.My main concern was what type of monetary loss does having a bird can cause, I learned the hard way a cat can cause me 3k+ in losses (mostly infestation related), cleaning 2 times at end of lease because it was very dirty or fixing a couple of broken things is not a deal breaker, those just come out of the deposit.  

@Ingrid B.You will not benefit putting your money in these big institutions. 

@Michael DohertySo you found a person to loan you majority of the money initially and refinance that loan with an actual institution?

Financing is in place as is an institutional equity partner.

These replaced institutions that used to house those who become adults and are disabled from childhood.

I have to underwrite each property fully.And anything much under 100 units is not manageable, at least not institutionally.

I hope that your state has instituted rules that will allow you to do the same. 

The pendulum lately has been swinging.When COVID hit a few years ago Wall Street and many other institutional investors shuttered their HML support leaving many in a lurch.

"Indirect" lenders partner with other lenders and institutions to fund their loans. 

. * I took the online course from Ga MLS Training Institute in Tucker, Ga.