Thanks @Brian GibbonsNobody likes my advice on these though, lol.Being broke with bad credit is a symptom of our priorities.Look around - fancy coffee and restaurant/fast food/bar remnants? 

I do know that all the foreclosures that happened when the market crashed weren't from people that owned 100% of their homes...food for thought.

Just food for thought and good luck with your search, hope it works out well for you and the family.

Check for water leaks, tenant damage, modifications on part of tenant, dumb a** tenant safety issues, unwanted guests/pets, smoke/fire alarm, furnace/air conditioning filters. 

; unusually higher rainfall recently; changes in the occupants water use, laundry use, food/drinks, chemicals; a sock or something flushed down the drain; a combination of these or something else.

That will give you safety for when the market takes a downturn.

In talks with a couple of people now to occupy the commercial space (food services).

Just some food for thought, not all notes need to be seasoned.

Those areas would consider typical returns balanced with tenant quality and personal safety.

In terms of revenues, banks only consider 1/2 of rental revenues as income, and since we are supporting a significant mortgage, our DIT is > 50% so we are not able to get a loan.I understand the bank's conservatism, but basically we only have food as living expenses, we own a property that is paying itself and our credit rating is top notch.